A Better Way To Buy: Down Payment Boost
Interest, Debt, and
Equity-FreeOnce your transaction is complete, there's nothing more you owe us. We provide the down payment boost
Absolutely No Strings
AttachedUnlike other companies, there's no commitment to buy or sell with us again. Our goal is to earn your trust through exceptional service, no strings attached.
Pre-Qualify In Just
60 SecondsIn under a minute, check if you qualify for a down payment boost
Search For Homes Like
Never BeforeBuy.ca is the only AI-powered property search platform for listings across Ontario that provides a down payment boost
Get Preferred
Mortgage RatesGet fast pre-approvals with no impact on your credit score and save up to 0.25%. The pre-approval process is completed within 24 hours—it's that simple.
Transparent Closing
Services
Close on a property remotely with expert real estate lawyers for a flat fee, saving you 25% compared to standard rates charged by other lawyers in Ontario.
We work with strategic partners
to help Canadians buy homes faster.
How Much Can Your Buying Power Increase?
$35,000
$26,000
Home Price
$600,000
See how it works
Whether you're an investor, a renter, a first-time buyer, or getting back into the market, we increase your buying power through debt-free down payment boost
*This calculation assumes a 2.5% commission through which savings are passed on to you! We also assume a 4.69% interest rate from other lenders, in contrast to 4.44% from Perch Mortgages. This tool is for demonstrative purposes only, and your down payment savings will vary based upon your unique circumstances.
Buying with Buy.caVs
A Traditional Brokerage
A Better Way To Get A Mortgage
Perch is Buy.ca's official Mortgage Partner for the Down Payment Boost
Quick Pre-Approvals
Get pre-approved within 24 hours with a soft credit check that doesn't impact your score.
Save Thousands
Save up to 0.25% on your mortgage rate and thousands on your mortgage.
Be one of the thousands of happy buyers who have
already enjoyed significant savings with Buy.ca
and our trusted partners!
5 out of 5 stars ratings
“Our experience with Buy.ca has been absolutely amazing. I did have all my savings to go towards my down payment but with the Down Payment Boost
Tony & Kejsi
“Working with Alex Leduc at Perch was an absolute pleasure. He was kind, courteous and speedy with his reply’s. He helped us through every step of the process to get our mortgage right. I would highly recommend Perch to anyone who feels uncertain about the mortgage process.”
Luke Bradshaw
“It was our third time moving and Doormat was the best legal service for us. We are doing a same day closing for both purchase and sell. And they keep us updated with notifications and prompt response when we need. We never be this easy for purchasing property. Their online services are great and their service fee is very reasonable compared to the service we got!”
Youngwon
5 out of 5 stars ratings
Navigating Real Estate Closings: Law Firms
Buy.ca Works With
Each Buy.ca partner offers a unique set of services tailored to
meet the needs of our clients in real estate transactions.
Your Law Firm
Digital Closing
Doormat.ca provides the legal services required to close on the purchase and/or sale of a property through a fully remote process.
Personalized Dashboard
Stay organized and informed, every step of the way. You'll also find all of your documents, to dos and property details in your closing dashboard.
Document Management
Clients can upload documents through an online portal
Video Conferencing
Initial consultations and discussions about the transaction are conducted via video conference, allowing for real-time interaction and clarification.
Electronic Signing
All closing documents are sent electronically for clients to sign on their devices
Funds Transfer
Doormat ensures that all financial transactions are handled securely.
A Dedicated Deal Manager
With the Down Payment Boost
Frequently Asked Questions
We're here to help!
Feel free to reach out one of our friendly team members with any questions you may have, and we'd be happy to address them.
Contact Us